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 Debt Consolidation
is a legal communication between debtor and the
creditors/collection agency to negotiate an
outstanding debt. Debt Consolidation is not a
credit counseling service or a consolidation
loan, it is a process of eliminating your
outstanding debts. Any person owing credit card
debt, medical bill(s) or any unsecured debt has
the legal right to negotiate their debts. Debt Consolidation is highly effective and can save you
a significant amount in outstanding debt.
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National Debt Adjusters, Inc.'s
Debt Consolidation services are tailored to provide
you immediate debt relief. Before you consider
filling bankruptcy or signing a contract with
another company, speak with one of our senior
counselors. Our senior counselors will guide you
through the Debt Consolidation process and evaluate
your debt. Our senior counselors will then help
you establish a monthly saving plan that will be
used specifically to settle with your creditors.
Most importantly, National Debt Adjusters, Inc
works for you not the creditor(s). Let our
highly trained negotiators work with your
creditors to achieve a settlement in your best
interest.
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 Before
making this important decision,
please Contact one of our debt specialist to
explain our program. Our program will get you
out of debt within a 15-48 month time period
while eliminating a percentage of your debt.
Put
an end to creditor
harassment
Upon
being accepted into our program, we will
immediately notify your creditors and demand
they stop calling you. It usually takes about
30-60 days, In the meantime, a creditor log must
be kept for every phone call or letter that is
received from a creditor . It must then be
reported to us our customer care dept
immediately.
Get out of debt faster than you thought possible
Unlike most debt consolidation companies who
merely provide new loans for you, the National
Debt Adjusters program will negotiate
settlements with your creditors for pennies on
the dollar. Our program allows you to pay back a
fraction of what you owe as soon as possible.
Budget less money each month for your debt
Entering our
program immediately makes an impact on the
amount of dollars in your pocket. Our program
frees up money to help your cash flow. As your
monthly payments under the program are typically
less than what you were previously paying, you
can keep more of your hard earned dollars for
yourself and your family while traveling on the
road to debt freedom!
Regain control
of your finances with our program
Once debt
negotiations is provided to you, the anxiety
associated with your debt problems will be a
thing of the past. Our Program helps you and
your family regain control of your finances.
When you have completed our program you will be
debt free and ready to build your financial
future.
We at the National Debt Adjusters are committed
to providing the highest level of customer
service. The success of our program rests solely
on the relationships we build with our clients
and with consumer lending institutions. These
relationships are built on trust, understanding,
and mutual respect. We form a partnership with
our clients; ultimately leading them on the path
to financial freedom.
Let one of our counselors explain how debt Debt Consolidation or debt consolidation is the best
answer for you. Please review the details of our
Debt Consolidation Program. Call us now for a free
consultation with one of the National Debt
Adjusters Debt Consolidation experts.
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*This statement is an example of past
performance and is not intended to be a
guarantee of any future settlement results*
Table: Repayment
Options with $30,010 of Debt in a Credit
Counseling Program
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Option |
Payment Structure |
Debt Free Date |
Total Amount Paid |
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Make
Minimum Payments |
$784
Monthly |
33 Years |
$87,291 or
291% of Original Debt |
|
Credit
Counseling |
2.25 - 25%
of balance |
5-6 Years |
$48,612 or
162% of Original Debt |
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Debt Consolidation Program |
$550 Monthly |
36 Months |
$18,297 or
60.1% of Original Debt |
HOW LONG
DOES IT REALLY TAKE TO PAY OFF $30,010 IN
DEBT?
In this example, by making minimum payments
it will take over 33 years to pay off the
total unsecured debt! Unfortunately for you,
this is exactly what the credit card
companies want because it makes them more
money. However you fall into a terrible
financial trap that prevents you from ever
getting out of debt and reaching your
financial goals and living your dreams.
Minimum Payments
Without
the Debt Consolidation Program
|
Creditor |
Unsecured Debt Balance |
Interest Rate |
Total Payments |
Payoff |
|
Chase |
$1,843.00 |
17.50% |
$3,321.00 |
7.5 Years |
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Sears |
$2,550.00 |
23.88% |
$20,106.00 |
32.8 Years |
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Discover |
$2,935.00 |
19.80% |
$6,233.00 |
8.9 Years |
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Optima |
$3,128.00 |
23.99% |
$24,586.00 |
32.8 Years |
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First USA |
$3,653.00 |
18.99% |
$4,452.00 |
2.1 Years |
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MBNA |
$3,964.00 |
17.65% |
$5,032.00 |
2.2 Years |
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Providian |
$11,929.00 |
19.80% |
$23,561.00 |
7.9 Years |
|
Totals |
$30,010.00 |
|
$87,291.00 |
33 Years |
Estimated Settlements
With
Debt Consolidation Program
|
Creditor |
Unsecured Debt Balance |
Settlement |
Settlement + Fees |
Total % |
|
Chase |
$1,843.00 |
$645.05 |
$944.54 |
51% |
|
Sears |
$2,550.00 |
$1,202.26 |
$1,541.20 |
60% |
|
Discover |
$2,935.00 |
$587.00 |
$1,174.00 |
40% |
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Optima |
$3,128.00 |
$2,471.12 |
$2,635.34 |
84% |
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First USA |
$3,653.00 |
$1,664.88 |
$1,872.16 |
51% |
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MBNA |
$3,964.00 |
$1,664.88 |
$2,239.66 |
57% |
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Providian |
$11,929.00 |
$2,743.67 |
$5,040.00 |
42% |
|
Totals |
$30,010.00 |
$10,592.53 |
$15,446.90 |
51% |
The overall
benefits of the
National Debt
Adjusters Program
to your financial
future are astounding! In this
example, you enjoy an immediate reduction in
the amount you currently pay creditors by
$200.00 per month!
If you take this
savings and set it aside monthly for
emergencies, by the time you complete the
American Debt
Negotiation
Settlement
Program you will have saved approximately
$8,701.53
in cash and eliminate a total unsecured debt
of $30,010 for just $15,446.90.
*This statement is an example of past
performance and is not intended to be a
guarantee of any future settlement results*
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